Plan Specifications

Nationwide Planning & Benefits knows that the program must be unique and provide benefits and customer service that a member may not be able to find on his or her own.

NPB enters into an association agreement with five main objectives:

  1. Increase membership
  2. Retain membership
  3. Heighten member loyalty
  4. Provide the highest level of personal customer service
  5. Protect membership against the purchase of substandard insurance

NPB recommends the following criteria for plan design:

  1. Accommodate diversity. The plan must be able to accommodate diversity; this is accomplished through creative plan designs and the proper insurance companies.
  2. Allow flexibility in plan design. Individuals should be allowed to choose their own coverage and optional benefits. This flexibility is available for both individual and group plans. Plans are customized for our members.
  3. Provide optional managed care. The Preferred Provider Organization (PPO) or any doctor or hospital allows members to access providers nationwide at no additional cost.
  4. Special underwriting for the members. Our insurance company partners take into consideration the buying power of NPB's large blocks of business, helping them obtain benefits of large group underwriting. This is most advantageous to membership and renewals, retentions and member loyalty.